The Telangana government, led by Chief Minister Revanth Reddy, has launched the second phase of the Crop Loan Waiver Scheme on July 30, 2024. This significant initiative aims to alleviate the financial stress of farmers by waiving agricultural loans up to ₹1.50 lakh for each farmer in a single transaction. The funds will be directly credited to the farmers’ bank accounts, ensuring immediate relief.
Background of the Scheme
The Crop Loan Waiver Scheme was initially introduced in 2018 to reduce the financial burden on farmers in Telangana. In 2024, the government renewed its commitment to support approximately 11.5 lakh farmers across the state. This move is part of fulfilling the six guarantees promised during the assembly elections.
Key Features of the Scheme
Eligibility
Farmers with loans sanctioned between December 12, 2018, and December 12, 2023, from regional rural banks, scheduled commercial banks, and district cooperative central banks in Telangana are eligible for the waiver.
Waiver Amount
The scheme covers loan waivers up to ₹2 lakh per eligible farmer family, including the outstanding principal and applicable interest as of December 9, 2023.
Implementation Dates
The waiver is structured in phases, with different amounts being waived on specified dates:
- Loans Below ₹1 Lakh: Waived on July 18, 2024.
- Loans Between ₹1 Lakh and ₹1.5 Lakh: Waived by the end of July 30, 2024.
- Loans Above ₹1.5 Lakh up to ₹2 Lakh: Waived by August 14, 2024.
Table: Key Features and Implementation Dates of Telangana Crop Loan Waiver Scheme 2024
| Feature | Details |
|---|
| Eligibility | Loans sanctioned between Dec 12, 2018, and Dec 12, 2023 |
| Maximum Waiver Amount | ₹2 lakh per eligible farmer family, including interest |
| Implementation Dates | Loans Below ₹1 Lakh: July 18, 2024 |
| Loans Between ₹1 Lakh and ₹1.5 Lakh: July 30, 2024 |
| Loans Above ₹1.5 Lakh up to ₹2 Lakh: August 14, 2024 |
| Application Process | Online application through clw.telangana.gov.in |
| Required Documents | Aadhar card, loan details, PAN card, etc. |
| Responsible Entities | Banks for data submission; NIC for implementation support |
| Districts Included | Adilabad, Karimnagar, Warangal, Nalgonda, Hyderabad, etc. |
| Verification of Inclusion | Check online at clw.telangana.gov.in |
Checking the Telangana Crop Loan Waiver List 2024 Online
Farmers who are part of the scheme can verify their inclusion in the beneficiary list online. Here are the steps to check the list:
- Visit the Official Website: Go to the Crop Loan Waiver Scheme’s official portal at clw.telangana.gov.in.
- Log In: Enter your username and password to access the CLW portal.
- Access the List: Navigate to the dashboard to find the district-wise loan waiver list or beneficiary list.
- Search for Your Name: Use the CTRL+F command to search for your name, district, and account number within the list.
- Verify Details: Once you locate your details, you can confirm your inclusion in the scheme and access additional information.
Eligibility Criteria for the TS Crop Loan Waiver Scheme 2024
To benefit from the Telangana Crop Loan Waiver Scheme 2024, farmers must meet the following eligibility requirements:
- Residency: Applicants must be native and permanent residents of Telangana.
- Loan Type: Only short-term crop loans from designated banks within the state are eligible.
- Sanction Period: Loans must have been sanctioned between December 12, 2018, and December 12, 2023.
- Family Verification: The eligibility is determined using the Food Security Card maintained by the Civil Supplies Department, which includes the farmer, spouse, and children.
Timeline for Loan Waiver Implementation
The Telangana government has outlined a clear timeline for the waiver process:
- Loans Below ₹1 Lakh: Waived on July 18, 2024.
- Loans Between ₹1 Lakh and ₹1.5 Lakh: Waived by the end of July 2024.
- Loans Above ₹1.5 Lakh up to ₹2 Lakh: Waived by August 14, 2024.
A total of ₹7,000 crore will be credited to the accounts of eligible farmers, ensuring that the loan waiver process is concluded efficiently by the end of August 2024.
How to Apply for the Telangana Crop Loan Waiver Scheme 2024
Farmers who have not yet applied for the Crop Loan Waiver Scheme can do so through the official website. Here are the steps to apply or update your information:
- Visit the Official Portal: Navigate to clw.telangana.gov.in.
- Log In: Enter your credentials, including username and password.
- Access the Application Form: Go to the CLW dashboard and fill out the application form with accurate details.
- Upload Required Documents: Submit necessary documents such as your Aadhar card, loan details, and PAN card.
- Submit Your Application: Complete the process by submitting your details and ensuring all information is up-to-date.
According to government guidelines, banks are responsible for submitting the eligible farmers’ data and crop loan account details for the scheme’s implementation. However, farmers must ensure they provide accurate information.
District-Wise and Village-Wise Crop Loan Waiver List
The district-wise and village-wise crop loan waiver list, also known as the Telangana Rythu Runa Mafi List, will be released by the end of July 2024. This list includes farmers whose loan amount qualifies for a waiver of up to ₹2 lakh. Farmers can check their status and updates by downloading the list from the portal.
Districts Included in the Waiver List
Here is a list of districts where farmers can check their beneficiary status:
- Adilabad
- Karimnagar
- Warangal
- Nalgonda
- Hyderabad
- Bhadradri Kothagudem
- Wanaparthy
- Suryapet
- Yadadri Bhuvanagiri
- Sangareddy
- Siddipet
- Ranga Reddy
- Rajanna Sircilla
- Peddapalli
- Nizamabad
- Nirmal
- Narayanpet
- Nagarkurnool
- Mulugu
- Medchal Malkajgiri
- Medak
- Mancherial
- Mahabubnagar
- Mahabubabad
- Kumuram Bheem Asifabad
- Khammam
- Kamareddy
- Jogulamba Gadwal
- Jayashankar Bhupalapally
- Jangoan
- Jagitial
Conclusion
The Telangana Crop Loan Waiver Scheme 2024 represents a significant step towards alleviating the financial burden on farmers in the state. By providing a substantial loan waiver, the government aims to empower farmers and enhance their economic stability. Farmers are encouraged to verify their eligibility and apply through the official portal to take full advantage of this initiative. For further details and updates, visit the official website at clw.telangana.gov.in.
This comprehensive guide provides all necessary information for farmers to understand the scheme, check their eligibility, apply, and verify their status. The government’s commitment to supporting farmers through this scheme demonstrates a continued effort to promote agricultural prosperity in Telangana.
Who is eligible for the Telangana Crop Loan Waiver Scheme 2024?
Farmers with short-term crop loans sanctioned between December 12, 2018, and December 12, 2023, from regional rural banks, scheduled commercial banks, and district cooperative central banks in Telangana are eligible.
What is the maximum loan amount covered under the scheme?
The scheme covers loan waivers up to ₹2 lakh per eligible farmer family, including the outstanding principal and applicable interest as of December 9, 2023.
How can farmers check their inclusion in the waiver list?
Farmers can check their inclusion in the waiver list by visiting the official portal at clw.telangana.gov.in, logging in with their credentials, and searching for their name in the district-wise loan waiver list.
What documents are required to apply for the scheme?
Farmers need to submit documents such as their Aadhar card, loan details, PAN card, and other relevant documents when applying through the official portal.
When will the loan waiver amounts be credited to the farmers’ accounts?
Loans Below ₹1 Lakh: Waived on July 18, 2024.
Loans Between ₹1 Lakh and ₹1.5 Lakh: Waived by the end of July 30, 2024.
Loans Above ₹1.5 Lakh up to ₹2 Lakh: Waived by August 14, 2024.
How to apply for the Telangana Crop Loan Waiver Scheme 2024?
Farmers can apply for the scheme by visiting clw.telangana.gov.in, logging in, filling out the application form with accurate details, and uploading the required documents.
What is the timeline for loan waiver implementation?
The government has outlined specific dates for different loan amounts to be waived, ensuring the process is concluded by August 14, 2024.
How can farmers update their information on the portal?
Farmers can log in to the official portal, access the CLW dashboard, and update their information by filling out the application form and submitting the necessary documents.
Which districts are included in the waiver list?
The scheme includes various districts such as Adilabad, Karimnagar, Warangal, Nalgonda, Hyderabad, and many others.
Who is responsible for submitting eligible farmers’ data?
Banks are responsible for submitting eligible farmers’ data and crop loan account details for the scheme’s implementation.
