The Gruha Lakshmi Scheme, launched by the Congress party in Karnataka, aims to provide financial support to women who are heads of their households. This initiative is part of the Congress party’s broader effort to empower women and promote gender balance in the state. Announced in January 2023, the scheme is set to benefit approximately 1.28 crore women, with eligible beneficiaries receiving a monthly allowance of Rs. 2,000. In this comprehensive guide, we will cover all aspects of the Gruha Lakshmi Scheme, including its objectives, eligibility criteria, application process, and benefits.
Also Read: gruhalakshmi DBT status Check
Objectives of the Gruha Lakshmi Scheme
The primary objective of the Gruha Lakshmi Scheme is to provide financial assistance to women who are heads of their households in Karnataka. By offering a monthly stipend of Rs. 2,000, the scheme aims to:
- Empower housewives by providing them with financial independence.
- Improve the general economic condition of families led by women.
- Promote gender balance by recognizing the contributions of housewives.
- Enhance the quality of life for women and their families by providing financial support for basic needs such as health and education.
| Aspect | Details |
| Scheme Name | Gruha Lakshmi Scheme |
| Announced By | Congress Party |
| State | Karnataka |
| Beneficiaries | Women who are heads of households in Karnataka |
| Objective | To provide financial support to women who are heads of their households/families |
| Benefit | Rs. 2,000 per month |
| Starting Date of Form Submission | 19th July 2023 |
| Application Methods | 1. Online via Seva Sindhu Guarantee Schemes Portal |
| 2. Offline at Grama One, Bangalore One, Karnataka One offices, Bapuji Seva Kendras, and Nada Kacheris | |
| Application Status Check | Seva Sindhu Guarantee Schemes Portal |
| Funds Disbursement | Direct Benefit Transfer (DBT) to the beneficiary’s bank account |
| Key Dates | – Ration card modification: 1st September to 10th September 2023 |
| – Payment start: After 16th August 2023 | |
| Helpline Numbers | General Helpline: 08022279954 |
| Support Numbers: 8792662814 or 8792662816 |
Eligibility Criteria
To qualify for the Gruha Lakshmi Scheme, applicants must meet the following criteria:
- Head of the Family: Only women who are recognized as the head of their family in the ration card are eligible for the scheme.
- Residence: The applicant must be a resident of Karnataka.
- Income: The annual income of the family should be below a certain threshold to ensure that the benefits are directed towards economically weaker households.
- Previous Beneficiaries: Applicants should not be beneficiaries of any other State or Central Government welfare schemes.
Additionally, women government employees and taxpayers, as well as those whose husbands are taxpayers or file GST returns, are not eligible for the scheme.
Application Process
Online Application
Eligible women can apply for the Gruha Lakshmi Scheme online through the Seva Sindhu Guarantee Schemes Portal. Here are the steps to follow:
- Visit the Seva Sindhu Website: Access the portal at Seva Sindhu Guarantee Schemes Portal.
- Login to Your Account: If you do not have an account, you will need to create one.
- Apply for Services: Click on the “Apply for Services” link and select “Gruha Lakshmi Yojana”.
- Fill in the Application Form: Provide personal details, bank account information, and complete the self-declaration section.
- Aadhaar Verification: Enter your Aadhaar number and verify it using the OTP sent to your Aadhaar-linked mobile number.
- Submit the Application: Review the information and submit the application. Save the receipt as a PDF or take a screenshot for future reference.
Offline Application
Women can also apply for the scheme offline by visiting designated centers such as Grama One, Bangalore One, Karnataka One offices, Bapuji Seva Kendras, and Nada Kacheris. The application process involves:
- Visit the Nearest Center: Go to any of the mentioned centers to obtain the Gruha Lakshmi Scheme application form.
- Fill in the Form: Complete the application form with the required details.
- Submit the Form: Submit the filled form along with necessary documents to the officials at the center.
Documents Required
Applicants need to provide the following documents while applying for the Gruha Lakshmi Scheme:
- Identity Proof: Aadhaar Card, Voter ID, Driving License, or any other government-issued ID.
- Address Proof: Ration Card, Electricity Bill, Water Bill, or any other government-issued address proof.
- Bank Passbook Copy: Details of the beneficiary’s bank account.
- Mobile Number: A mobile number linked to the Aadhaar card.
Benefits of the Gruha Lakshmi Scheme
The Gruha Lakshmi Scheme offers several benefits to the women of Karnataka:
- Financial Assistance: Eligible women receive a monthly allowance of Rs. 2,000, which helps them meet their daily needs and contribute to their family income.
- Empowerment: The scheme empowers women by providing them with financial independence and recognizing their contributions to their families.
- Improved Living Standards: With additional financial support, women can improve their living conditions and provide better health and education facilities for their children.
- Gender Balance: The scheme promotes gender equality by acknowledging the importance of housewives and providing them with financial support.
- Enhanced Self-Confidence: Financial independence helps women build self-confidence and self-integrity.
Guidelines for the Gruha Lakshmi Scheme
- Application Submission: Beneficiaries can submit their applications starting July 19, 2023.
- Sanctioning of Funds: The funds will be credited to the beneficiary’s bank account after August 16, 2023, based on the self-declaration provided in the application.
- Correction of Information: If the payment is not received, it could be due to incorrect information provided during the application. Applicants should ensure that all details are accurate.
- Modification of Ration Cards: Ration cards can be modified from September 1 to September 10, 2023, to include the woman as the head of the family.
Checking Gruha Lakshmi Status
Beneficiaries can check the status of their Gruha Lakshmi application and payment through the Seva Sindhu Guarantee Schemes Portal:
- Visit the Portal: Access the portal at Seva Sindhu Guarantee Schemes Portal.
- Login to Your Account: Use your credentials to log in.
- Check Status: Click on the link to check the status of your Gruha Lakshmi application.
Helpline Numbers
For any queries or assistance regarding the Gruha Lakshmi Scheme, beneficiaries can contact the following helpline numbers:
- General Helpline: 08022279954
- Support Numbers: 8792662814 or 8792662816
What is the Gruha Lakshmi Scheme?
The Gruha Lakshmi Scheme is a financial assistance program launched by the Karnataka Government to support women who are heads of their households. The scheme provides a monthly allowance of Rs. 2,000 to eligible beneficiaries.
How much amount will the beneficiaries receive every month?
Beneficiaries will receive a monthly allowance of Rs. 2,000 under the Gruha Lakshmi Scheme.
Who is eligible for the Gruha Lakshmi Scheme?
To be eligible for the scheme, the applicant must be a woman recognized as the head of the family in the ration card, a resident of Karnataka, and belong to an economically weaker household. Government employees, taxpayers, and women whose husbands are taxpayers or file GST returns are not eligible.
How can I apply for the Gruha Lakshmi Scheme?
Eligible women can apply online through the Seva Sindhu Guarantee Schemes Portal or offline by visiting designated centers such as Grama One, Bangalore One, and Karnataka One offices.
What documents are required for the Gruha Lakshmi Scheme?
Applicants need to provide identity proof (Aadhaar Card, Voter ID, etc.), address proof (Ration Card, Electricity Bill, etc.), bank passbook copy, and a mobile number linked to the Aadhaar card.
When will the beneficiaries start receiving the payments?
The funds will be credited to the beneficiaries’ bank accounts after August 16, 2023.
Is there a fee to register for the Gruha Lakshmi Scheme?
No, the registration for the Gruha Lakshmi Scheme is completely free, and no fee is charged for the application.
What should I do if I do not receive the payment?
If the payment is not received, it could be due to incorrect information provided during the application. Beneficiaries should ensure that all details are accurate and up-to-date. They can also visit their local Bangalore One, Grama One, or CSC Center for assistance.
The Gruha Lakshmi Scheme is a significant step towards empowering women and ensuring gender equality in Karnataka. By providing financial support to women who are heads of their households, the scheme aims to uplift their economic status and improve their quality of life. Eligible women are encouraged to apply and take advantage of this beneficial scheme..
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